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Mortgage Calculator

Loan Details

Monthly Payments Breakdown

Loan Details

Loan Details

Loan Details

Loan Details

Monthly Payments Breakdown

Which Mortgage is Your
Best Match?

There are many types of mortgages, and each program is designed for different types of borrowers. When you work with Skyway Financial, we consider your personal home buying or refinancing scenario, so you are matched with the mortgage that best meets your personal goals. Whether you are a first-time homebuyer, high-net-worth, self-employed, or a foreign national, we’ll find the loan you’ll like, along with the lowest fees and best rates.

Below is a sample of the various loan programs we offer. However, there is no substitute for a quick conversation with one of our mortgage advisors, who can lead you towards your perfect loan.

meeting with mortgage broker

Loan Programs

FHA Home Loan

VA Loans

Cash Out Loan

Conventional Loans

High Balance

Non-QM Loans

Condotel Loans

Non Warrantable Loans

Primary/Secondary/ Investment Properties

Rate/Term Reduction

Purchase Loans

Jumbo Loans

Conventional Loans

VA Loans

FHA Home Loan


High Balance




203K Loans

Construction Loans

Our Loan Process

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We’ll then help you pick your perfect matched loan, including the loan program and interest rate that is ideal for your family.

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We move full speed ahead with your application, which includes gathering as much information as possible upfront. We’ll then inform you if additional documents are needed, including tax returns, pay stubs, bank statements, and employment history.

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After we receive the requested documents, we’ll promptly order an appraisal, title insurance, tax transcripts, verify your employment, and gather other documents needed for closing. One of our loan processors reviews the paperwork to “pre-underwrite” your loan, then it’s submitted for underwriting. Our underwriters rapidly, but thoroughly, access your loan to have it released within hours

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Conditional Approval & Loan Commitment

This is the step when you can breathe a sigh of relief. Your loan has been approved, but it comes with conditions that must be met before it can close. You’ll receive your loan commitment subject to these conditions, which your loan officer will work with you to address and resolve.

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Outstanding Documents Submitted For Closing

We’ll gather your additional documents noted in the conditional approval, as well as the third-party paperwork we ordered on your behalf. We then submit it all to the underwriter for “clear to close” on your loan.

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Underwriting Sign Off

The underwriter reviews your loan, affirms that all conditions have been met, and signs off on approval. Now your loan is officially ready to close!

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Congratulations! You’re about to become a homeowner. We’ll schedule your closing, work with escrow and title to assemble the final paperwork, and confirm the total funds needed at escrow. The last step is receiving the keys to your new home!